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Should I seek credit counseling or debt consolidation?

  • In debt consolidation programs, creditors typically control how much your payments are, usually resulting in a high payment.
  • Entering into a debt consolidation program like this can drastically lower your credit score.
  • Dealing with out of state debt consolidation companies that charge high fees and create unrealistic expectations about the debt consolidation program.
  • Solving problems that arise with a debt consolidation program representative you don’t know can be stressful.

Contact Us

St Cloud Attorney

Lund, Kain & Scott, P.A.
13 7th Avenue S
St. Cloud, MN 56301-4259

Phone: 320-252-0330
Toll-free: 800-551-3292

Lund, Kain & Scott, P.A.
315 East River Road
Brainerd, MN 56401

Phone:  218-822-3300

Centralized Mailing:
13 7th Avenue S
St. Cloud, MN 56301-4259

Visit us Online: 
www.lundkainscott.com
www.monticellobankruptcy.com
www.brainerdbankruptcy.com
www.stcloudbankruptcy.com

Areas Served

Serving the Bankruptcy needs of the St Cloud Area, the Northwest Metro, and Outstate MN

Lund Kain Scott P.A. is a firm of 3 attorneys specializing in Bankruptcy, Chapter 7 and Chapter 13 throughout the St Cloud Area, the Northwest Metro, Monticello, Brainerd and Outstate MN.

 

Lund Kain & Scott is a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.